Tanja Steinhoff

Tanja Steinhoff is a Senior Product Manager for Payment Security and Business Owner of G+D Netcetera’s 3-D Secure Issuer Service. She specializes in the design and rollout of next-generation fraud prevention and payment security solutions, focusing on the evolution of fraud beyond traditional authentication controls. Her work spans EMV 3-D Secure, real-time risk decisioning, and emerging approaches such as cross-channel and cross-organization data sharing to address increasingly sophisticated threats like social engineering and account takeover. She combines deep payment security expertise with practical insight rethinking how fraud can be detected and prevented in an increasingly fast-moving and interconnected landscape.